
Hamsa Unified Ledger
Transforming Global Clearing and Settlement.
Hamsa’s Unified Ledger is the intelligent financial infrastructure powering the Finternet, a globally interconnected financial ecosystem automating how money, data, and assets move. The Hamsa Unified Ledger is a modular, programmable, and scalable platform that integrates seamlessly with traditional systems, enabling financial institutions to innovate, reduce costs, and operate more efficiently.
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Modular Infrastructure for Modern Finance
The Hamsa Unified Ledger is structured around four core modules, each serving a specific purpose within the financial ecosystem:

Hamsa Privacy
Delivers robust mechanisms for protecting sensitive financial data using Microsoft’s Zero-Knowledge Proof (ZKP) System. Ensures compliance with regulatory standards while maintaining operational transparency.

Interoperability Module
Facilitates seamless communication and transaction processing between financial systems. Ensures smooth integration between traditional financial infrastructure and digital assets, enabling real-time cross-border operations.

Programmability Module
Provides the tools to customize financial workflows through programmable logic and smart contracts. Supports the development of enterprise-specific features, offering financial institutions flexibility and adaptability.

Automation Module
Integrates AI-driven analytics and machine learning to optimize decision-making and streamline processes. Reduces manual tasks, improving operational efficiency and accuracy.

Applications that Solve Today’s Challenges
Building upon the Hamsa Unified Ledger, the Application Layer provides tools and platforms to address some of the critical challenges in financial operations. These solutions leverage the ledger’s modular architecture to offer targeted capabilities to our financial partners.
Sub-Accounting Platform
Automates financial clearing for all asset types, boosting efficiency and reducing costs by up to 50%.
Programmable Payments
Automate transactions with rule-based logic, boost liquidity and efficiency with digital assets in interbanking, treasury, and cross-border use cases.
RWA Tokenization Platform
Enhance asset liquidity, unlock new revenue opportunities locally and globally with asset digitization.
Trade Finance Platform
Enable deep-tier financing for cross-border supply chains, unlocking millions in liquidity.

Use Cases

Drex
Collaboration with the Central Bank of Brazil to advance trade finance and cross-border CBDC transactions.

Project Agora
Supporting financial institutions in the Bank for International Settlements’ initiative, driving innovation in cross-border settlement systems.

eHKD
Supporting the Hong Kong Monetary Authority’s exploration of digital currencies and programmable finance.

Explore the Future with Hamsa
The Hamsa Unified Ledger is already powering solutions for some of the world’s biggest banks. Whether you aim to optimize current processes or develop groundbreaking financial services, register below to find out more about what we can build together.